Cash them out and most points are worth about a penny each. Move them to the right airline and the same points can buy a business-class seat that costs thousands in cash. Enter your balances and see the gap for your trip.
The same check I run before I take on a client's trip. It uses the sweet spots from my cheat sheet, priced in points, with the cash fare each one replaces.
Your points as cash back, beside what the same points buy in business class on your route.
Every sweet spot has one: surcharges, thin award space, or a points bank that doesn't transfer there. The report tells you which.
Chase it yourself with the cheat sheet, or have me find the real seat on your dates and hand you the booking steps.
Yes. No account and no card. I ask for your email so I can follow up personally if your points could reach something good. It doesn't go on a mailing list.
Never. The check runs on the balances you type in. If you later hire me, I still work only from the balances you tell me, and you stay in control of every transfer.
It's an estimate, and a conservative one. It uses the low end of the cash fares each sweet spot typically replaces, and the points prices I track, current to mid-2026. It is not a quote. Award prices change and award seats come and go, so treat it as a sense of scale, not a promise.
The report will say so. Not every bank transfers to every airline. Amex no longer transfers to American, and Chase never did. Knowing that before you plan is the point of the check.